PayStubCalc is a free online paycheck calculator designed to help everyday workers, job seekers, and small business owners understand their take-home pay before and after taxes.
Most people are hired, handed a salary number, and left to figure out on their own how much of it they'll actually see in their bank account. Payroll taxes, state income taxes, FICA, and benefit deductions can silently take 25–40% of a paycheck — often more. We built PayStubCalc to change that.
Our goal is simple: give anyone — from a new graduate accepting their first job offer to a seasoned professional evaluating a cross-state relocation — an immediate, accurate picture of their net pay. No registration, no ads cluttering the calculator, no credit card required.
Estimate take-home pay for any salary, hourly rate, pay frequency, filing status, and state — updated for 2026 tax brackets.
Side-by-side comparison of two job offers' actual net pay, accounting for state tax differences that gross salary alone can't reveal.
In-depth guides on pay stubs, payroll deductions, self-employment taxes, and more — written in plain English.
Our tax brackets, FICA rates, and standard deductions are updated each year to reflect current IRS and state tax authority figures.
PayStubCalc uses current federal tax brackets, FICA rates, standard deductions, and state income tax rates to produce estimates. Our calculations are designed to be as accurate as possible for a general-purpose tool.
However, your actual net pay may differ because our calculator does not account for:
For payroll decisions affecting real paychecks, we recommend consulting IRS Publication 15-T, your state's withholding tables, and, for complex situations, a qualified tax professional.
Have a question, found an error in our calculations, or want to suggest a feature? We'd love to hear from you.